Attention homeowners in Cottondale and Tuscaloosa County: Get an Appraisal today!See the top 7 reasons why Alabama homeowners order from Druid City Appraisals, LLC:
We at Druid City Appraisals, LLC understand the special needs of a consumer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale by Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Druid City Appraisals, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value opinion than yours.Challenge Tuscaloosa County's assessment of your propertyLet's say you live in an area that is going down -- your local tax assessor may have your house overvalued. That only means you're paying more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Druid City Appraisals, LLC is your best weapon when contesting your property tax assessment.Need to cancel PMI?PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are experienced in helping customers just like you get rid of unwanted and unneeded PMI insurance.HELOC recently frozen?Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can be difficult and inconvenient from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. Druid City Appraisals, LLC can provide you with a professional appraisal that will help you reinstate your HELOC.We Provide Field and Desktop Appraisal Review ServicesDo you need a seasoned appraiser to double-check your appraisal for preciseness, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Druid City Appraisals, LLC can go out and check the subject and comparables in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your house. |